The mobile banking is a system designed to allow bank’s customers conduct financial transactions remotely using a mobile device such as a smartphone or a tablet. Mobile banking is usually available on a 24-hour basis but some banks have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted. The transactions through mobile banking may include obtaining account balances and lists of latest transactions, electronic bill payments, and funds transfers between customers or another’s accounts.
Some of the mobile banking applications enable copies of statements to be downloaded and sometimes printed at the customer’s premises, and some banks charge a fee for mailing hard copies of bank statements. The mobile banking is different from the mobile payments, which involves a mobile device to pay for goods or services either at the point of sale or remotely, analogously to the use of a debit or credit card to effect an EFTPOS payment.
List of Nigerian Bank Mobile Banking Application
GTBank Mobile App: The GTBank mobile app allows the customer to carry their bank with them wherever they go. The App allows customers to transactions and manages your bank account(s) from your mobile device. The mobile banking app secure and very simple to use. lets you carry your bank with you wherever you go. The App allows you to do transactions and manages your bank account(s) from your mobile device. It is secure and very simple to use.
In addition, you can switch to Mobile Money (mwallet) from the same app. GTBank Mobile Money offers you another simple way to make payments and transfer money to family and friends from your mobile device. Your phone number is your account number (Wallet ID) and you don’t even need to be an account holder of GTBank to register for GTBank Mobile Money. Please note that you are not restricted to any device. All you need do at the first login is to select. Download
Standard Chartered Mobile (NG): Customers can explore Standard Chartered Mobile and discover a whole new world of mobile banking. Banking has never been faster, simpler and easier. Standard Chartered was designed with the mobile and you in mind. It is an intuitive mobile application with robust features and simple-to-use tools that allow you to see, move and manage your finances anytime, anywhere. But there’s a lot more you can do: Download
FirstMobile: The FirstMobile is the official mobile banking smartphone application from FirstBank. It provides convenient access to both financial and non-financial transactions by FirstBank account holders via their mobile phones/devices. The service is available to FirstBank account holders with Naira MasterCard and/or Verve cards.
The mobile banking app is sleek and convenient to use evident in its DIY enrolment process as all FirstBank customers with Verve and Naira MasterCards can begin using the App without having cause to visit the FirstBank branch. It is also poised to offer a more reliable and definitely more convenient digital banking experience, whilst complementing our plethora of lifestyle offerings. Download
Access Bank plc: This Mobile Banking app gives you real-time access to your accounts in Access Bank. All account holders of Access Bank can subscribe to this service. Subscription is at no cost. Below are some of the services you can enjoy from this mobile banking application.
In 3 simple steps, you can have immediate access to your account, however, to do banking transactions on this app, you will be required to use your authentication token issued by Access Bank. In the event you do not have an authentication token, please visit any Access Bank branch to get a transaction PIN. Download
Zenith Bank Mobile App: Banking on the go just got even easier with Zenith Bank’s mobile banking app. Get access to your accounts 24 hours a day from wherever you are, transfer funds, pay bills and experience the freedom of banking on your terms. This mobile app eliminates the need for funding your mobile wallet before initiating payments and airtime purchases
Users can register as an Internet banking user or a non-Internet banking user, to register as internet banking user, you will need your hardware token, providing your Internet banking PIN and the OTP but a non-internet banking user would need his mobile number set up for alerts on his registered account to receive an SMS soft token. Download
Sterling Bank Mobile: Sterling Mobile brings a whole new experience to banking from your mobile phone. This revamped version of the application comes with new features and it is secure, convenient and easy to use, Sterling Mobile offers a lot of banking and informational services to make banking convenient for you, our ‘One Customer’.
Customers can do mobile money services like cash-in and cash-out (from bank and agents), bulk payment services. Need quick cash or out of cash? Search for the closest Sterling Bank Automated Teller Machine (ATM) and have access to withdraw cash. There is also a personalized touch to your banking activities you can upload a profile picture. So go ahead and experience the excitement; Sterling Mobile has simplified mobile payments like never before. Download
Diamond Mobile: Get the Diamond Mobile App for easy and convenient banking on the go. Access your accounts for various financial transactions and conduct business from the comfort of your phone in a secure, fast and convenient way. The mobile banking app offers more than just banking services. It also features lifestyle solutions which make banking an exciting experience.
Features available on the Diamond Mobile App
– Search, book and Pay for International and Local flights
– Events and Movie Tickets Purchase (Movie preview also available)
– Funds Transfer within and outside Diamond Bank
– Airtime Top-up and Bill payments
– Switch on/off Debit cards. Download
WemaMobile Banking Suite: Bank conveniently and securely with WemaMobile Banking Suite(Mobile Banking and SMS Banking). Packed with great features, you can now bank wherever you are when you want even without internet connection. Existing WemaOnline (Internet Banking) users do not need to register to use the app. If you already have a WemaOnline profile just log in and start using the application.
Only Wema bank customers who are not already profiled on WemaOnline needs to register in other to get access to the secured features. If you are not already profiled on WemaOnline, please make sure that registration is done only from a device with your registered phone number. SMS charges at local rate may apply during the verification process. Download
Fidelity Online Banking: The upgraded Fidelity Online Banking App lets you stay in control of your finances. Manage your transactions, accounts and cards securely and easily anywhere. The App allows you to do transactions and manages your bank account(s) from your mobile device. It is secure and very simple to use. Conduct your banking transactions while on the move with Fidelity Online Banking app and enjoy a world of convenient banking anytime, anywhere. Our redesigned app puts all the services you need at your fingertips, enabling you to do the following:
– Transfer to accounts in any Bank in Nigeria
– Transfer to your other accounts in exactly one click, no token required
– Biometric/Fingerprint Authentication for easier login. Download
GTWorld: With GTWorld, you have a Mobile Banking App designed to cater to all that’s important to you easily and seamlessly. The facial recognition feature means that you now have mobile banking App that recognizes you and adapts to how and when you want to bank.
– Log in and complete your transactions using your face, fingerprint or a 4-digit PIN.
– Check your account balance; transfer money within your accounts and buy airtime; all without having to sign in.
– Turn your contacts into a beneficiary list; send money to someone using just their mobile number.
– Apply for loans and set savings target right from your phone.
– Send your Account Statements to your email or to an embassy of your choice. Download
Ecobank Mobile Banking: The Ecobank Mobile app allows you to enjoy our banking services from the comfort of your mobile device. The app provides you with an easy channel to manage your account and conduct financial transactions in a simple and secure way. This means it is available wherever you are on your mobile device. The app also gives you access to the new Ecobank Xpress Account.
Features on the Ecobank Mobile App
– Send Money to 33 African Countries instantly
– Open an Ecobank Xpress Account
– Check Account balances & transaction history
– Airtime TopUp for Self / Other
– Pay Billers & Merchants
– Account Statement Request
– Block Card / Cheque Request
– Locate the nearest Ecobank Branch / ATM. Download
UBA Mobile Banking: UBA is providing a completely enhanced mobile banking (formerly known as U-Mobile) experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as:
– Quick log-in within a few seconds with the biometric option on devices that support this feature
– Faster navigation with the sliding menu available on all user sessions
– Fewer, more intuitive screens enhancing the user experience
– ATM/Branch Locator
– 24-hour customer service support via live chat
– Quick selection of phone numbers from device contacts list for airtime top up
– Favourites list creation for easier transactions
– Automatic insertion of OTP received via SMS on the transaction screen
– Auto reminders for recurrent bill payments and transfers, Download
If your bank mobile banking app is not listed here, you can visit the official website of the mobile banking application to download yours. From the bank’s point of view, mobile banking reduces the cost of handling transactions by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions. Mobile banking does not handle transactions involving cash, and a customer needs to visit an ATM or bank branch for cash withdrawals or deposits.