Retirement Planning Goals to Pursue While in Civil Service

Retirement planning is all about the procedure to determine your retirement financial goals to decide on the necessary actions to achieve your desired goals. During the retirement planning, you will have the chance to identify your sources of income, estimating your expenses, implementing a savings program for your retirement, and managing your assets. Breaking it down, retirement planning is the…

Financial Literacy 5 Key Components and Best Practices

With those out of our way, we can begin to look at what financial literacy really is, and how to actually develop one personally. According to Wikipedia, Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. To consider yourself as financially…

Financial Planning Tips to Be 5&6 With Money

Mastering personal the financial planning tips is not something that can be done overnight, nonetheless, it’s not rocket science and anybody can master it in a matter of time. It is a journey. One filled with a lot of little steps before you can wake up one morning, confident that your money is under control. Not to scare you, that…

How is the Payment of Gratuity Act 1972 Calculated

On 21 August 1972, a bill was passed in the Indian parliament for the regulations of wages. This bill “payment of gratuity” was passed keeping in mind, loyal employees who had been rendering services to the same employer for a longer period of time. The main principle behind passing the bill was to monetarily help employees who are retiring or…

How to Write a Resignation Letter and its Importance

Are you thinking of quitting your job? Whenever possible, it is almost always best to resign in person, and then follow up with an official resignation letter for your employment file. People quit their jobs for a wide array of explanations. While each situation is unique, most of the reasons why folks quit their job are something which might have…

Budgeting Tips in Your 20s, Why and How to Get Started

Congratulations on graduating from school or landing your new job, it’s goodbye to being broke, and welcome to the world of financial independence. Now you can make and spend your money anyhow you want on whatever you want. But with this new level comes a more serious question. How much should I actually be spending? Am I overspending? Why do…

Online Stock Broker with Lowest Trading Fees

Online investment brokers need to know about the best online stock broker to open an online stock trading with. Some of the online stock brokers we are reviewing are best known for their award-winning customer service while some are well known for their inexpensive stock trades and powerful trading tools. This article will look into some of the top low-cost…

Guaranty Trust Bank Personal Loans for Personal Needs

Guaranty Trust Bank has many simple and straightforward loan offers for her customer’s personal needs and the projects they care about. GTB was incorporated as a limited liability company licensed to provide commercial and other banking services to the Nigerian public. The Guaranty Trust Bank personal loans provide the banks’ customer with the right to finance their personal needs while…

First Bank Nigeria Personal Mortgage Loan Application

The First Bank Nigeria personal mortgage loan is an unsecured loan taken by individuals from First Bank Nigeria to meet their personal needs. The mortgage loan is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc. The personal mortgage loan has helped many households to meet any shortfall they experience in…